Many credit card issuers allow you to qualify for their credit cards. With pre-qualification, you provide some basic information, and the exhibitor performs a quick check to determine if you are likely to be approved for a card. Prequalification does not affect your credit ratings. Only a real credit request generates the “difficult demand” that can push the points off your score. But prequalification also does not guarantee that you will finally be approved. It`s like a “sweet yes.” In August 2018, interest rates “only for information purposes” were 19.74% to 25.74%. If you have bad or limited credit, the interest rates you pay on a card or loan will be on the high side. Credit One`s interest rates are equivalent to typical credit cards for bad credit. The credit card terms published on the issuer`s website – an important source of information on each card – are a general statement that is “only for information” on Credit One. You will only get your actual terms when you qualify for a particular card. We include consumer credit card agreements in this database, as the respective issuers have submitted. The GFPB is not responsible for the content of the agreements, including any discrepancies between an agreement as presented in the database and the agreement, as proposed to the public, or omissions or other errors in the agreement, as presented by the issuer.

Do you have bad credit and disoriented by Credit One credit cards? It`s not you. Consumers don`t even know which credit card they receive until they apply. We will forward your problem to your credit card company, give you a follow-up number and keep you informed of the status of your complaint. In addition to complaints to government authorities, which were revealed by NerdWallet, payment problems are common in cases of complaints about credit one credit cards on the consumer company`s website. Many critics say they tried to pay their bill online, but the Credit One site didn`t work. Or they made a payment, but it was not credited on time to the account and triggered a late fee. There are more than 1,000 complaints about the company and its customer service for consumer issues. The drop-down list includes credit card issuers who have submitted credit card agreements under Section 204 of the Credit Card Accountability Responsibility and Disclosure Act (CARD Act) of 2009. If you can`t find a card issuer, this can be the case: a cardholder contract is a legal document that describes the conditions under which a credit card is offered to a customer. Among other things, the cardholder`s agreement indicates the annual percentage (APR) of the card as well as the calculation of the minimum card payments.