There are a number of services that are not publicly funded, and these are different from country to country. Since none of the reciprocal agreements offer full coverage, travellers should purchase comprehensive travel insurance, including health insurance. Changes to this agreement can be made by written agreement between the parties. Australia has a mutual health agreement with the UK, which means that UK residents are able to get some health services free of charge while visiting Australia. Note: Mutual health agreements with the following countries were terminated in 2016: Some basic advice on health care and hospitals in the islands is available on the GOV.UK website and on the official tourism website of the Turks and Caicos Islands. Under a mutual health agreement, British nationals living in the UK and staying in New Zealand on a short-term stay are entitled to immediate health care under the health system under the same conditions as New Zealand citizens. This applies in an unusual way to pre-hospital care, including air or road ambulance transport. You should present your British passport upon request. If you plan to live or work in one of the countries of mutual agreement, the information contained in the links below may not apply. You are treated as if you were in the country in question. In general, these agreements apply to British nationals living in the United Kingdom. If you are not a British national, you can still be insured for an inexpensive or free treatment if you normally live in the UK. For information on what to do if you think you have a coronavirus while you are in New Zealand, check out the health information in the Coronavirus section.

Here`s the thing. While reciprocal health agreements could cover things like hospital care, things like repatriation or medical evacuation are probably not covered – meaning she could get well over 1,600 pounds out of her pocket if it becomes necessary. Many hospitals in Montenegro do not accept the European Health Insurance Card (EHIC) to prove that you are entitled to free emergency care. The United Kingdom has mutual health agreements with several non-EEA countries and territories.